Flexible Financing
90 Days Same As Cash
Get Approved Today
Take home phones, tablets, laptops and gaming consoles now — pay over time. No credit needed.
1
Apply In Minutes
Visit us in store or call. The application takes just a few minutes — no credit needed.
2
Get Approved Instantly
Most customers receive an instant decision with flexible spending limits.
3
Take It Home Today
Walk out with your device the same day and pay over time on a schedule that works.
Our Financing Partners
Lease-to-own with no credit needed. Quick application, instant decision. 90-day early purchase option available.
Apply Now90 Days Same As CashSimple installment plans for any budget. In-store application just takes minutes.
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Financing FAQs
Do I Need Good Credit To Finance? ⌄
No. We offer lease-to-own through Acima, Progressive Leasing and PayVantage with no traditional credit check. Approval is based on things like income and a checking account rather than a credit score, so most customers are approved within minutes — a thin or imperfect credit history usually isn't a dealbreaker.
What Can I Finance? ⌄
Smartphones, tablets, laptops and gaming consoles available in our stores. Repairs are not eligible for financing — those are paid when the work is done. If you're financing a phone and want to trade in your old one, the trade-in value can go toward the purchase.
How Do I Apply? ⌄
Apply in store at either Tampa location — 1505 E Fowler Ave near USF or 4810 E Busch Blvd Suite A — or call Fowler at (813) 605-5004 or Busch at (813) 605-3060 to ask questions first. The application takes a few minutes and you'll usually have an answer almost immediately. Bring a photo ID and be ready to share basic income and banking details.
Is There A 90-Day Same-As-Cash Option? ⌄
Yes. PayVantage offers true 90 days same as cash: pay off your lease within 90 days and you pay the price of the device plus a one-time $10 admin fee — that's it. Acima and Progressive Leasing also have 90-day early purchase options that lower the total cost if you pay early. Applying takes a few minutes in store, no credit needed, and most people get an answer right away.